About Us
Payments, made clear.
Our Approach
Get paid in store, online and everywhere in between.
Too many business owners sign a processing agreement without really knowing what they'll pay — then find surprise fees, rate increases and equipment leases on their statements months later.
We do it differently. Every relationship starts with understanding your business and, if you already accept cards, reviewing your current statement line by line. Then we recommend the setup that fits and explain exactly how it's priced.
From storefronts and restaurants to online brands, service businesses and high-risk merchants, we help you accept the payments your customers want — and stay with you after you're up and running.
What defines us
Built for long-term relationships
Houston-based
A Texas team serving merchants across the United States.
Registered ISO / MSP
Merchant accounts are provided through our sponsor bank relationship.
Every way to get paid
In-person, online, ACH, invoicing, recurring billing and high-risk accounts.
Pricing explained up front
We show you what you'll pay and why before you sign anything.
Straight answers
Honest guidance on what will and won't work for your business.
Long-term relationships
We stay involved after setup, reviewing your account as your business grows.
Local roots
Proudly based in Houston, Texas.
We're a Houston company serving merchants nationwide — so whether you're down the street or across the country, you get a team that knows your account.
Photography on this page is illustrative stock imagery and does not depict INCHIP MERCHANTS staff or offices.
Free Statement Review
Ready for payments that make sense?
Send us a recent processing statement — or tell us about your new business — and we'll show you exactly what you're paying and what we'd recommend.