Card-Not-Present
Online & E-Commerce Payments
Overview
Get paid wherever your customers check out
If you sell online, take orders by phone or send customers a link to pay, you need a card-not-present setup built for it. A payment gateway connects your website checkout to your merchant account, while a virtual terminal lets your team key in payments from any browser.
Compatibility with your website or shopping cart is confirmed during setup, so you know how payments will flow before you go live.
What's Included
Online Payments at a glance
- Payment gateway for your website
- Virtual terminal for phone & mail orders
- Payment links & hosted checkout
- Secure card-on-file payments
- Fraud screening tools
Why INCHIP MERCHANTS
Why merchants choose us for Online Payments
A merchant services relationship built on clear pricing, the right tools and real support.
One account, many channels
Website checkout, phone orders and payment links handled through one merchant relationship.
Secure by design
Tokenized card storage keeps raw card numbers out of your systems.
Fraud screening
Address and security-code checks help you spot risky card-not-present orders.
Setup guidance
We help connect your gateway to your site and test it before customers use it.
Getting Started
From first call to first payment
- 01
Tell us about your business
Share a recent processing statement or, if you're new to cards, a few details about how you'll sell.
- 02
Review & recommendation
We explain what you pay today and recommend the setup and pricing structure that fits.
- 03
Application & underwriting
We help you complete the merchant application and gather the documents underwriting needs.
- 04
Setup & go live
Once approved, we help you set up your equipment or online tools and run your first transactions.
FAQ
Online Payments questions
Will it work with my website or shopping cart?
It depends on your platform. Tell us what your site runs on during your statement review and we'll confirm the available integration options before you apply.
Can I take card payments over the phone?
Yes. A virtual terminal lets you securely key in card payments from a web browser for phone and mail orders.
How do you help prevent online fraud?
Gateway tools such as address verification (AVS) and card security code (CVV) checks help flag suspicious orders. We'll walk you through the settings that make sense for your business.
More Solutions
Combine payment types under one provider
Free Statement Review
Let's look at your Online Payments setup
Send a recent statement or tell us about your business. We'll explain what you're paying and recommend the right setup — free and with no obligation.